EFMs were originally designed and developed by Rismark International Funds Management Ltd (ABN 15 114 530 139 AFS licence number 293881) and its related entities on the basis of a revolutionary suite of affordable housing ideas first unveiled by the 2003 Australian Prime Minister’s Home Ownership Task Force (click here for a link to the Task Force’s radical report). For more information on the Task Force's pioneering work, please refer to the Press articles section of this website.

Rismark's intellectual property relating to the EFM product is protected by Australian Innovation Patent No. 2005100 871, Australian Innovation Patent No. 2005100 869, Australian Innovation Patent No. 2005100 868, Australian Innovation Patent No. 2005 100 867, Australian Innovation Patent No. 2005 100 865, and Australian Innovation Patent No. 2005 100 864.
 Rismark is committed to fostering EFM opportunities, and if you would like to explore the possibility of licencing Rismark's intellectual property, please do not hesitate to send an email to info@rismark.com.au.

For more information on Rismark International, please click here.

 

EFM Disclaimer:
This website does not take into account personal objectives, financial situation or particular needs. Cuatomers  should obtain a copy of the “Equity Finance Mortgage (EFM) Disclosure Document” and the “EFM Terms & Conditions Booklet”, and consider them before making a decision about whether to enter into an EFM.A conditions booklet can be obtained by Iden Group. Fees, charges, terms, conditions and lending criteria apply. Full details are available on application.
EFMs are arranged by Rismark International Funds Management Ltd ABN 15 114 530 139. AFS licence no. 293881 (trading as Rismark International). Permanent Custodians Limited ACN 001 426 384 is the lender.
® Equity Finance Mortgage (EFM) and EFM are registered trade marks of ARES Capital Management Pty Limited ABN 93 113 861 046.
TM Equity Finance Mortgage is a pending trade mark of ARES Capital Management Pty Limited ABN 93 113 861 046..
ARES Capital Management Pty Limited’s intellectual property relating to the EFM product is protected by Australian Innovation Patent Numbers 2005 100 871, 2005 100 869, 20058 100 868, 2005 100 867, 2005 100865, and 2005 100 864.